Our Services

Our Services We work closely with our clients, establishing and agreeing their financial planning needs and aspirations.

We provide a personal service, impartial advice and positive solutions to meet their needs and help them achieve their financial objectives.

Remuneration for our services is totally transparent and is agreed with clients at outset before any work is undertaken.  The initial meeting with clients to discuss their requirements is normally provided at our own cost.

The areas on which we advise include:

Retirement Planning
Savings & Investment Planning
Life Assurance & Protection Planning
Other Areas Of Advice

Retirement Planning

Annuities
Lifetime/Guaranteed
Enhanced/Impaired
Temporary/Fixed Term
With Profit/Unitised
Value Protected

Drawdown
Capped/Flexible/Phased

Individual Pensions 
Stakeholder Pensions
Personal Pensions
Retirement Annuities
Self Invested Personal Pension (SIPP)
Transfer Plans (Section 32)

Group Pensions
Group Stakeholder Pensions
Group Personal Pensions (GPP)
Executive Pension Plans (EPP)
Money Purchase Schemes (CIMP)
National Employment Savings Trust (NEST)
Auto-Enrolment
Group Death In Service (DIS)
Small Self Administered Pension Schemes (SSAS)
Trustee Investment Plans (TIP)

Savings & Investment Planning

Individual Savings Account (ISA)
OEICS & Unit Trusts
Investment Trusts
Investment Bonds
National Savings & Investments (NS&I)
Bank & Building Society Deposit Accounts

Life Assurance & Protection Planning

Family Protection
Shareholder Protection
Key Person Protection
Permanent Health Insurance (PHI)
Critical Illness
Inheritance Tax Cover

Other Areas Of Advice

Pensions & Divorce
Estate Planning
Taxation & Trusts